An investment in real estate pays off. It enables you to provide for your children or your retirement and to receive a long-term additional income.
Your investor apartment
by C&P Immobilien AG
The C&P investor apartment is a product from one source with one contact person for all matters. It is an apartment as an investment complemented by our promise to offer customers greater pleasure when investing. In this way, we can generate ideal benefits for people who simply lack the time or detailed know-how to invest in this uncomplicated form of investment on their own. The range of investor apartments we have to offer is diverse and constitutes a wide variety of opportunities to invest in real estate.
What is an investor apartment?
No wonder real estate as an investment is becoming increasingly popular – an investor apartment not only offers long-term additional income, but can also serve as a provision for retirement or as a financial provision for your own children. We give you a detailed overview of how an investment apartment works and what you need to know before purchasing an apartment.
Find your ideal investor apartment
- Definition und explanation
- What is the difference between a condominium and an investor apartment?
- Why is an investor apartment a good investment?
- What tax advantages do I have when investing in apartment?
- Which risks have to be considered when buying an investor apartment?
- Summary investor apartments: Pros and cons
Investor apartment:
Definition and explanation
When you purchase your investor apartment, you become the registered owner of a property and can rent out this apartment to generate regular income. If you buy an investor apartment and choose a financing option, future income will be used for repayment. The investor benefits from an increased monthly income once the mortgage has been repaid – or immediately if purchased in cash. Buying an apartment as an investment is, therefore, a solid foundation for your future and a sensible option for pension provision!
What is the difference between
a condominium and an investor apartment?
In contrast to a condominium, which is inhabited by the owner himself, an investor apartment is rented out and bought with the aim of investing and making a profit. An investor apartment is therefore not for private use. You can also benefit from tax advantages when buying an investor apartment .
The investor apartment with
C&P's all-round service
Hassle-free investment in apartments with C&P safeguards your future: as a full-service partner, we act as your direct companion and point of contact during all phases of the process. From development, construction, sales and consulting to the point at which you want to rent out your apartment and beyond, all administrative tasks and threads come together at C&P. Be it investor apartments in Graz, Vienna, Berlin or other cities, with C&P you have the choice and the right partner at your side. As a result, you can use your precious time for the things that are dear to you in life.
Why is an investor apartment
a good investment?
Investing in real estate makes sense because it offers a high level of security with low risk compared to stocks, funds or ETFs. In addition, investor apartments are adapted to the consumer price index, which provides protection against inflation. The inflation rate in Austria is currently rising again. Anyone who wants to be on the safe side in times of Corona and economic crises is therefore well advised to buy an investment apartment.
Whether or not an apartment is suitable as an investment or for building up wealth depends on many different factors. Decisive for the selection of the ideal investor apartment is the rentability of the property. Apartments that offer a good location, an efficient floor plan and an appropriate infrastructure are particularly easy to rent.
What tax advantages do I have
when investing in apartment?
In Austria, you benefit from many tax advantages when you invest in investor apartments. Initially, various fees and costs have to be covered when buying a property, such as registration fees for the land register, real estate transfer taxes and, in some cases, brokerage commissions. Taxes must also be paid when selling an investor apartment. However, since an investor apartment is used for business purposes, there is no VAT (as long as the apartment is rented for at least 20 years). As an entrepreneur, you have to pay income tax, but you also get to deduct expenses directly tied to your business, such as maintenance costs and even mortgage interests.
Which risks have to be considered
when buying an investor apartment?
As a buyer of an investment apartment, you have to bear in mind that vacancies can occur and your liquidity is limited over time. In adition, investor apartments can take a lot of time and financial resources, e.g. for the selection of the residential project, viewings, financing, etc.
In return, however, you benefit in the long term from the rental income and a potential increase in value.
Relax.
With C&P’s all-round service
With the C&P all-round service for investors, you can lean back – as your experienced partner, we take on all tasks for you, from development to leasing and administration.
Summary
Investor apartments: Pros and cons
Pros:
- Secure and profitable investment with low risk
- Protection against inflation
- Long-term rent income
- Tax advantages
- Potential value increase
Cons:
- Time and financial resources
- Risk of vacancies
- Long-term fixed capital
Online access for customers
24 hours - 7 days a week
As a C&P customer, you can access your most important master data and contracts online. Click here to go to the C&P online broker:
Currently, this service can only be used by customers who have concluded a paid service and/or a sub-management contract.
investors say
Building in advance for your pension
„We have recently retired and enjoy excellent health and vitality. Therefore, we are determined to use this valuable time and to do as much as possible! However, we quickly realised a noticeable gap in our monthly income. After saving for many years, we wanted to use our credit to achieve financial balance. We quickly came up with the idea of buying an apartment and renting it out. However, we didn’t want to spend our new-found free time worrying about managing and renting the property. A friend then told us about the all-round service provided by C&P Immobilien AG. A few conversations later and we were convinced that we had the right partner at our side with C&P. Today, we enjoy our pension without worries and can be confident of receiving a value-protected rent even in a few years’ time.”
Rosa und Walter Schmidt
Investor apartment as a provision for children
„As parents, we have a 24/7 responsibility to our daughter Laura. With an apartment as an investment, we can provide for her and thus make her start in adult life easier. Quite simply, we were not completely convinced by classic forms of investment so we went to C&P for information on the subject of retirement real estate and made our decision: we wanted to buy an investor apartment. We never imagined when we bought an investment apartment to rent it out that it could provide such regular income. Laura will own a mortgage-free apartment in 25 years at the latest and will be able to cover a considerable part of her fixed costs through monthly rental income. In addition, an enormous amount of start-up capital is available for Laura’s future with the possible sale of the investor apartment. For us, security, comprehensibility and above all the flexibility of an investor apartment were the decisive criteria for buying an apartment from C&P Immobilien AG.“
Bauer family
Additional income from an investor apartment
„My dream is to be completely self-sufficient and enjoy a great deal of financial freedom. Because I am worried about the future – especially because of the uncertainties in the pension system – I have been looking for ways to invest my capital sensibly and safely. I have been dealing with the topic of real estate for quite some time. So I decided to buy an apartment as an investment. At C&P, I was given the best possible advice on real estate investment. I was convinced by the competence and the all-round service of an experienced partner as I do not want to have to take care of the management of my property on top of my time-consuming job. For me, an investor apartment represents the best possible combination between security and return. With an apartment as an investment, I can sleep soundly in the savings phase and count on regular and value-protected income in the payout phase. In every situation I can sit back and relax while I am steadily getting one step closer to financial independence at the same time. I have the market leader C&P Immobilien AG to thank for that.“
DI Cyrus Asreahan, CREA
Managing Director C&P Vienna and C&P Bauträger GmbH
